The Saudi construction industry is going through a process of acclimatizing to a shifting fiscal environment. Due to recent fluctuations in oil prices, the Saudi construction sector decided to adjust to current trade-market demands and rigorous constitutional regulations because of competitive pressures. This quantitative study assesses and compares existing flat design vs. mid-terrace housing through cost estimation and design criteria that takes family privacy into consideration and meets the needs of Saudi Arabian families (on average consisting of seven members). Five pilot surveys were undertaken to evaluate the property preference type of Saudi families. However, Existing models did not satisfy the medium range family needs and accordingly a 5D (3D + Time + Cost) Building Information Modelling (BIM) is proposed for cost benefiting houses. Research results revealed that mid-terrace housing was the best option, as it reduced land usage and construction costs. While, 5D BIM led to estimate accurate Bill of Quantities (BOQ) and the appraisal of construction costs.